Chokshi's mother is Filipino and her father is Gujarati, from India,^[3] both immigrants to the United States.^[4] She grew up speaking English,^[3] rather than her parents' native languages, Tagalog and Gujarati.^[5] Chokshi was raised as a Hindu, which she often draws on in her novels.^[5] Her first novel sold while she attended law school^[3] at the University of Georgia, and she ultimately dropped out to pursue writing.^[6] She cites Neil Gaiman as one of her influences to pursue a writing career.^[7]

Chokshi lives in Georgia in the United States.^[8]